Best Miles Card in Singapore
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5 Best Miles Card in Singapore for the Frequent Traveller (2021)

There’s nothing better than receiving free perks while travelling overseas. If you want to get the most out of your travels, then you should avail of the best miles cards in Singapore for countless discounts.

On top of complimentary travel insurance, the best miles card in Singapore can give you free flights and access to different airport lounges around the world! Who wouldn’t love to experience all these things without draining their bank account?

If you don’t know what the best air miles cards in Singapore are, though, then you’ve come to the right place. We’re compiling the ones we think every traveller will love!

1.  American Express Singapore Airlines KrisFlyer


BEST FOR  Bonus miles
PARTNER AIRLINE American Express
ANNUAL FEE S$176.55 (inclusive of GST)
ELIGIBILITY For residents, at least 21 years old with an income of S$30,000. For expats, a minimum income of S$60, 000.
HOW TO APPLY FOR THIS CARD? Check out American Express’ website

If you regularly fly with Singapore Airlines, then you’d definitely like the Amex KrisFlyer miles card. Once you have used this miles card for a transaction, you will be entitled to 5,000 KrisFlyer miles as a welcoming bonus.

You can even receive up to a whopping 26,000 KrisFlyer miles if you hit the required minimum spending in the first 3 months. Since it’s partnered with Singapore Air, you can also earn 2 KrisFlyer miles per $1 spent on

Basically, what we really love about this miles credit card in Singapore is that you receive bonus miles even from the most basic transactions such as paying at Grab, Starbucks, and even Mcdonald’s! Imagine earning air miles by using your credit card in Singapore just by living your life!

Lastly, if you purchase your Singapore Air ticket using this miles card, you automatically receive free travel insurance of up to S$365,000 coverage.


  • Frequent bonus miles
  • No transfer fee
  • Waived annual fee
  • Free travel insurance

2.  Citi Premier Miles


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BEST FOR  Overseas spending
PARTNER AIRLINE Singapore Airlines, Qantas, and Cathay
ANNUAL FEE S$192.60 (inclusive of GST)
ELIGIBILITY For residents, at least 21 years old with an income of S$30,000. For expats, a minimum income of S$42, 000.
HOW TO APPLY FOR THIS CARD? Check out Citi’s website

For those who want to receive deals and discounts in Singapore and overseas, then the Citi PremierMiles might the perfect card for you. It comes with various privileges like discounts on hotel bookings, free travel insurance, and easy-to-earn miles.

Speaking of miles, you don’t need to spend a lot of money trying to earn miles with Citi PremierMiles. As long you use it to spend locally or internationally, you earn a corresponding number of miles based on the total of your transaction.

What makes this better is that the miles can also be used to pay for any purchase. On top of this, Citi miles never expire, so you won’t feel the pressure to spend or use them immediately. That alone makes them one of the best miles card in Singapore for 2021. 

Citi PremierMiles card holders are also entitled to 2 complimentary visits to different airport lounges every year!


  • Free travel insurance
  • Airport lounge access
  • Hotel booking discounts

3.  Standard Chartered X


BEST FOR  Hotel and resort privileges
PARTNER AIRLINE No specific airline
ANNUAL FEE S$695.50 including GST
ELIGIBILITY For residents and expats, at least 21 years old with an income of S$80,000.
HOW TO APPLY FOR THIS CARD? Check out Standard Chartered’s site

With an annual fee of almost S$700, the Standard Chartered X costs more than most of the best miles credit cards in Singapore. We also can’t promise that applying for this card will be easy.

However, once you have it, you will be introduced to a whole lot more travel perks and deals that can’t be offered by other miles cards.

One of the things that made us consider this for the best card for miles in Singapore are the hotel privileges that come along with it. Card holders are entitled to free room upgrades at some of the best hotels in the world such as Mandarin Oriental, Shangri-La Hotels, and The St. Regis.

In addition, you get discounts on self-drive rental cars in Europe, USA, Canada, Australia, and even Asia. If you don’t like commuting while travelling, then you’ll definitely love this perk.

Another thing we love about it is that card holders receive 30,000 worth of air miles upon settling their annual fees, making it one of the best welcoming gifts a miles card can give. It also comes with 2 complimentary access to airport lounges around the globe.


  • Bonus miles worth 30, 000
  • Flexible redemption
  • Airport lounge access
  • Free hotel upgrades

4.  HSBC Visa Infinite


BEST FOR  Airport lounge access
PARTNER AIRLINE No specific airline
ANNUAL FEE S$650.00 including GST
ELIGIBILITY For residents and expats, at least 21 years old with an income of S$120,000.

If you want to experience only the best while travelling, then look no further than the HSBC Visa Infinite, one of the most luxurious miles cards out there. While other miles cards can only offer a maximum of 2 access to airport lounges, this one gives you unlimited access to over 1,000 airport lounges around the world!

Moreovers, card holders are also entitled to VIP treatment that includes limousine transfer and expedited immigration clearance. It might be more expensive than most miles cards, but you’ll definitely get your money’s worth, especially if you travel frequently.

In case something unexpected happens while you’re abroad, then you don’t need to worry about spending money because it comes with free travel insurance for you and your family. Oh, have we mentioned that this travel insurance has a coverage of US$2,000,000?

In addition, it also has a higher mile earn rate than most miles cards in Singapore. You earn 2.25 miles per dollar spent, meaning you get to save up more miles faster!


  • Unlimited airport lounge access
  • Free travel insurance
  • VIP treatment
  • Dining and lifestyle benefits

5.  DBS Altitude Visa Signature


BEST FOR  Bonus air miles
PARTNER AIRLINE Singapore Air, Cathay Pacific, and Qatar Airways
ANNUAL FEE S$193.00 including GST
ELIGIBILITY For residents at least 21 years old with an income of S$30,000. For expats, an income of S$45,000

Miles cards are definitely the hardest cards to get approved, but consider the DBS Altitude Card different because it has lower requirements and far more lenient application process. As long as you’re above 21 years old and earn at least S$30,000 annually, then you’re pretty much good to go.

While there aren’t a lot of special features for this miles card, we think it’s a great card for those who want to spend as little as possible while travelling. On top of the waivable annual fee, you earn air miles every time you use this card for purchases either here or abroad.

To make this better, card holders are given complimentary passes to 2 airport lounges worldwide! And that’s just one more reason to get your hands on this great miles card.


  • Airport lounge access
  • Airport transfer service
  • Club golf privileges
  • Free travel insurance

If you’re a frequent traveller, then you should definitely pick up one of these miles cards to make your travel more exciting. Airport lounges, free travel insurance, and airport services are among the perks you can enjoy if you’re backed up by an excellent miles card.

Do you have a particular miles card in mind that you believe should’ve been on our list? If so, tell us its name and what makes it an ideal card for travelling.

Oh, and if you want to feel more safe while travelling abroad, then you must arm yourself with the best travel insurance in Singapore. You will definitely feel more secure once you’re protected by any of these travel insurance companies.

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