Best Insurance in Singapore

9 Best Insurance in Singapore: Your Best Life in 2021!

Are you looking for the providers of the best insurance in Singapore? Luckily for you, we’re going over them today.

There are a lot of top insurance companies in Singapore, but only a few offer great insurance packages that won’t drain the contents of your wallet.

And of course, you must study each insurance plan to ensure that you’re paying for the right services and that your needs will be accommodated.

If you don’t know where to find the best insurance in Singapore, then you’ve come to the right place because we’re listing them down today! We’ve done the long and tedious job of going through the long list of insurance companies in Singapore, compared them, and picked the best ones that may be the right fit for you. 

Check them out below to see which insurance company is best in Singapore for your lifestyle, future plans and goals. 


1. MoneyOwl


BEST FOR  Comprehensive financial planning
SERVICES Life Insurance
ADDRESS 23 Keong Saik Rd., Singapore 089130
CONTACT DETAILS +65 6329 9188
OPERATING HOURS Monday – Friday, 9:00 AM – 6:00 PM

As one of the best performing insurance providers in Singapore, MoneyOwl has helped thousands of Singaporeans increase their savings through proper investment. It allows clients to invest via cash and supplementary retirement schemes, making it one of the few financial institutions to do so.

One reason we call it one of the best advisors in Singapore is that it has low-cost services that come with rebates. It believes that dependable financial solutions don’t need to drain your wallet.

We highly recommend checking out its services if your reason for investing is to provide a secure future for your family. MoneyOwl’s social mission is to help families make the right financial decisions for their future.


  • Low-cost services
  • Full-salaried advisors


2. Allianz Travel

BEST FOR  Quick online claims
SERVICES Home, Travel, and and Health Insurance
ADDRESS 12 Marina View, Asia Square Tower 2, Singapore 018961
CONTACT DETAILS +65 6327 2210
OPERATING HOURS Monday – Friday, 9:00 AM – 5:30 PM

If you travel frequently and want to save money as much as possible, then look no further than Allianz Travel’s annual travel insurance! It covers all your travels within a 12-month period and will cover all your trips that don’t go beyond 90 days.

Among its key inclusions are global 24/7 emergency services, medical emergency response, accidental death, and travel inconvenience cover — which is why we consider it one of the best annual travel insurance in Singapore.

Almost all countries are accommodated by it, so rest assured that you’ll be protected anywhere.

You may also choose between its Gold and Silver plans, both of which include necessary coverage that ensures your vacation will go smoothly and hassle-free. If you’re travelling with family, you can also include them in your travel insurance in Singapore.


  • 90-day trips
  • 24/7 emergency assistance

Customer Reviews

Here’s what Edward Koo, a client of Allianz Travel had to say about his experience with them:

“I travel a lot for work, almost every week of the year (before Covid19). Was looking for a plan that will complement my corporate travel insurance and also cover my family. Read the reviews from Seedly and user reviews. Allianz has the highest medical coverage, wide international presence and also (importantly) allow the adults to travel separately. That last one is a feature that not all family travel insurance has. Sign up was easy and customer service was friendly when I enquired.”


3.  FWD Insurance

FWD Insurance's Homepage

BEST FOR  Personal insurance and Group insurance
SERVICES Car Insurance, Travel Insurance, Home Insurance, Health Insurance, Maid Insurance, Endowment, and Personal Insurance
ADDRESS 6 Temasek Blvd, #18-01 Suntec Tower Four, Singapore 038986
CONTACT DETAILS +65 6820 8888
OPERATING HOURS Monday – Friday, 9:00 AM – 6:00 PM

 If there’s one thing that FWD Insurance is known for, it’s their simple, reliable, and affordable insurance packages. Besides personal insurance, you may also depend on their car, travel, maid, and health insurance.

All their insurance packages will help you prepare for the future through their comprehensive products and services that are beneficial to your everyday life.

Unlike with most insurance providers, you get to save more money with them as they don’t use middlemen like agents with commissions.

In case you’re not familiar with policies this insurance company in Singapore, they will make sure to explain everything to you in simpler terms, so no confusion will arise. It’s really what makes them an insurance company worth trying out.


  • Comprehensive products
  • More affordable packages
  • Highly acclaimed insurance company

Customer Reviews

FWD has been around Singapore for a long time, making it one of the top insurance companies in Singapore for 2020. Here are some reviews proving its excellence:

“Hands down the best insurance company in Singapore. Not only are my claims processed through the mobile app, they pay promptly for claims through paynow and they do not require people to fill up paper forms, affix a stamp and send it in only to receive silence. Truly an awesome company run by people who actually care about consumers. All my travel insurance moving forward would be with FWD only. The rest are just so far behind. Thanks FWD!”

“FWD has such a wide range of policies. Have been using their online application and it’s so fast and convenient. Their relationship managers are also very prompt and responsive. No regrets. Travel, drive and live rest assured that they got you covered. Thank you, FWD TEAM, you are awesome.”

“This insurance company is a big help! My brother was involved in an accident and this insurance company covers 25% percent of the hospital bills! Also the car of my fiancee was involved in an accident so this insurance company helps us to pay for the accessories and remaking of his car. This insurance company is nice you should try this!”


4.  AXA Insurance

AXA Insurance's Homepage

BEST FOR  Children benefit coverage
SERVICES Life Insurance, Travel Insurance, Personal Accident Insurance, and Savings & Investments
ADDRESS 8 Shenton Way, #24-01 AXA Tower, Singapore 068811
CONTACT DETAILS +65 6880 4888
OPERATING HOURS Monday – Friday, 9:00 AM – 5:30 PM

 AXA promises to deliver insurance packages that will meet your needs and help you prepare for the future.They have a total of 160 thousand employees and serve over 150 million clients all over the world, making them one of top 3 insurance companies in Singapore.

One of their goals as a company is to protect their clients’ property and assets by offering insurance plans that will help them manage everything.

It’s also worth noting that AXA has a lot of insurance packages to offer, including life, car, travel, and even accident insurance.

If you don’t know which insurance option is right for you, they have a team of consultants who will help you realise your personal goals and match them with a plan that will help you achieve them.

Their personalised approach to customers easily make them one of the companies considered to be the best insurance company in Singapore. 


  • Cash rewards
  • Discounts on insurance packages
  • Hospitalisation cover
  • Home recuperation benefits


5.  AIA Insurance

AIA Insurance's Homepage

BEST FOR  Competent financial consultants
SERVICES Life Insurance, Medical Insurance, Critical Illness Insurance, Accident Protection, Savings, Investments, and Disability Income Protection
ADDRESS 1 Robinson Rd, AIA Tower, Singapore 048542
CONTACT DETAILS +65 1800 248 8000
OPERATING HOURS Monday – Friday, 8:45 AM – 5:30 PM

 If you’re looking for Singapore’s best insurance company that offers competitive services at an affordable price, then AIA Insurance is the perfect match for you. It’s committed to improving the lives of its clients by providing insurance plans that promise a stable future.

You will no longer have to worry about your and your family’s future when you’re protected by any of AIA’s insurance plans. It will not only protect your family from the unexpected, it will make sure that your family’s well taken care of, whatever happens.


  • 90 years of operation
  • Excellent customer service
  • Competent financial advisors

Customer Reviews

As one of the top insurance providers in Singapore, AIA has received a lot of praise from its clients.

Most clients have commented that its claim process has always been smooth and note how easy it is to apply for its insurance packages. Some even mentioned that you will never be disappointed in choosing AIA as your insurance provider.

Another thing that AIA Insurance is famous for is its excellent customer services. Whenever a client has a question, it’s easy to get in touch with a representative that will answer all your pressing questions.

Great customer service means good things. That’s why we’re listing them among our picks for the best insurance in Singapore.


6.  Aviva Insurance

Aviva Insurance's Homepage

BEST FOR  Personal and Business Insurance
SERVICES Travel Insurance, Car Insurance, Retirement Insurance, and Life and Health Plans
ADDRESS 4 Shenton Way, SGX Centre 2 #01-01, Singapore 068807
CONTACT DETAILS +65 6827 7988


[email protected]

OPERATING HOURS Monday – Friday, 8:45 AM – 5:30 PM

 Nobody deserves to have an uncertain future, and Aviva Insurance is here to ensure that you won’t have to be anxious about what the future holds. It offers a wide range of insurance packages including life, car, travel, health, and even retirement insurance.

With over a hundred years of experience, Aviva knows the needs and desires of people like the back of their hands. Being in the business for so long has allowed them to come up with packages that specifically target the needs of their clients, providing clients with a stable and bright future.

Since insurance talks can be a bit complicated and overwhelming for some, Aviva pledges to make it simpler and less complicated for all their customers. That’s what makes it one of the top options for the best insurance in Singapore.

If you know how insurance works, you will be able to identify which best insurance in Singapore works best for you and how to make it more useful for the future you want.


  • Transparent about its claims
  • Health and protection plans
  • Frequent customer rewards


7.  Pacific Prime Singapore

Pacific Prime Singapore's Homepage

BEST FOR  Health and medical insurance plans
SERVICES Personal Insurance, Maternity Insurance, Home Insurance, Travel Insurance, and General Insurance
ADDRESS Cross Street Exchange #14-05, Cross St, 18, Singapore 048423
CONTACT DETAILS +65 6346 3781
OPERATING HOURS Monday – Friday, 8:00 AM – 7:00 PM

 Pacific Prime knows how expensive it is to get sick without proper insurance, so it took upon itself to offer affordable and competitive insurance plans to everyone on the island.

It may not be the most famous insurance provider in Singapore, but it promises insurance packages that will ensure a better future for you and your family.

Among their insurance packages are health, car, travel, maternity, and even home insurance plans. One look at these shows that it has some of the best insurance in Singapore.

Unlike most companies, it doesn’t make you go through hoops just to avail of packages, proving that a stable future has become more accessible than ever.

Since it specialises in health and medical insurance, we can say that it has one of the most comprehensive packages out there. You may even customise that plan to ensure that all your specific needs will be accomodated.


  • Competitive health plans
  • Affordable insurance plans
  • Extended coverage benefits
  • Accepts expats in Singapore

Customer Reviews

Here are some reviews from satisfied clients:

“Having relocated to Singapore, my family and I were in desperate need of guidance in finding the best insurance for our family. We were grateful to have found Pacific Prime, in particular Michael Blankson. Michael made our experience that much easier – he is very professional, efficient and friendly. Well recommended!” 

“Extremely impressed with Ms Irina Withers (Pacific Prime Singapore) who we consulted with on international health cover. In addition to being extremely well-versed about the various policies and the nuances of the covers, we also found her to be very responsive, empathetic and honest in the manner she managed the entire process. Happy to offer her our highest recommendation.”


8.  Liberty Insurance

Liberty Insurance's Homepage

BEST FOR  Family and home plans
SERVICES Family Insurance, Medical Insurance, Personal Accident Insurance, Car Insurance, and Travel Insurance
ADDRESS 51 Club St, Singapore 069428
CONTACT DETAILS +65 6221 8611
OPERATING HOURS Monday – Friday, 8:30 AM – 5:00 PM

As one of the best insurance providers in Singapore, Liberty Insurance is committed to providing their clients with insurance that will remove their worries about the uncertainty of the future.

It doesn’t only consider your welfare but your family’s as well, especially the lives of your children. That’s why it offers some of the best insurance in Singapore.

Liberty Insurance knows that family always comes first, so it devotes itself to offering insurance packages that benefit its clients’ families. Every plan is easy to arrange, comes with competitive products and services, and has affordable premium rates.

If you want an insurance provider that puts your family first, then make sure to avail any of Liberty Insurance’s packages!


  • Flexible plans
  • Lenient payment terms
  • Affordable premium
  • Offers regular discounts


9. HL Assurance


Critical illness insurance, travel insurance, home contents insurance, car insurance, fire insurance, personal accident, mobile phone insurance, maid insurance, tourist protection, 

Keyman insurance, property insurance, casualty insurance, engineering insurance, business packages



11 Keppel Rd, #11-01 ABI plaza, Singapore 089057


+65 6702 0202


Monday – Friday: 9:00 AM – 6:00 PM

24-hour hotline


HL Assurance offers personal and commercial insurance alike. For personal insurance, it helps protect your well-being with its critical illness, travel, and accident insurance, and your properties with its car, home contents, fire, and mobile number insurance plans.

Its personal insurance plans already cover a lot of potential scenarios. Still, HL Assurance offers discounts such as the 10% discount for those applying for personal accident insurance with their spouse.

To add to this, HL Assurance’s home insurance also comes with free home concierge. So, should you need plumbers, locksmiths, electricians, and pest exterminators, HL Assurance can help.

On the other hand, its business insurances also cover a wide range of situations. HL Assurance can thus help business owners suffering from financial losses due to fraud, damages, and many other perils.

As one of the best insurance agencies in Singapore, HL Assurance knows that time is of the essence. 

So, HL Assurance’s hotline is available 24/7. Additionally, this insurance company allows its clients to pass their claim forms via fax, email, or in their location.


  • Free home concierge service
  • Discounts in some insurance packages
  • Wide insurance coverage
  • 24/7 hotline
  • Numerous platforms for insurance claiming

Customer Reviews

Here are some reviews from HL Assurance’s customers to tell you more the insurance company:

“Rajni Thakurwani was the officer helping me out with my Motor insurance. She was attentive and patient. What struck me was that she patiently explained to me about my policy especially when I was concerned about my car warranty if I use HL authorized workshop. She was not pushy at all. I am very pleased with her service.”—Joshua Chui

“Exceptional value on packages, very competitive and very friendly non pushy service.  Will def recommend and consider for future re-insurance needs!”—Kerwin Hing



Everyone needs help in looking for the best insurance in Singapore. Our Singapore insurance company hiring should have provided you a perspective on how insurance works and which insurers offer insurance packages that are worth availing.

Have you tried applying for any type of insurance before? If yes, share with us your experience by commenting below.

By the way, if you’re a frequent traveller and want to be safe and secure while strolling in a foreign city, it’s ideal to get yourself travel insurance just in case. If you don’t know which one to get, you may want to check out our list of the best travel insurance in Singapore.