The 6 Best Renovation Contractors with In-house Loans in Singapore

The 6 Best Renovation Contractors with In-house Loans in Singapore

By: Ryan Lim

Are you looking for a renovation contractor that also offers house loans? If so, consider yourself lucky because today, we’re making a rundown of the best renovation contractors with in-house loans in Singapore!

Since the cost of renovation is no joke, most homeowners just search for the best renovation contractors with in-house loans in Singapore to cut down the expenses. You won’t have to spend time looking for a bank that offers affordable house loans when your renovation contract comes with one!

Anyway, here are our picks for the best renovation contractors with in-house loans in Singapore. Make sure to read our list until the end!

1. Livspace Singapore

Livspace Singapore

BEST FOR Renovations, Full Home Interiors, Landed Interior Design
Design and build
Carpentry work
Demolition, hacking, masonry, plumbing, etc.
Furniture and decor sourcing
PRICING You can talk to a designer to get a free quote and sample designs.
ADDRESS Level 6, Beach Centre, 15 Beach Road, Singapore 189677
CONTACT [email protected]
+91 9148 484 666

Livspace is a platform allows you to connect with experienced and highly renowned interior designers all around the country. There’s no doubt that they’re partnered with professionals, ones that have many years of experience.

Navigating their site is incredibly easy, even if you aren’t used to finding interior designers online. As a plus, they even offer free consultations. Take the next step for your dream home and visit their website now!


  • Award-winning designers
  • Verified contractors
  • $4 million cover by AXA
  • One year warranty


After meeting a few renovation companies, we decided to go with Livspace to design and renovate our new home. We worked with William and found him to be approachable and accommodating. Mostly, he could articulate designs, which were practical yet appealing while taking into consideration safety aspects for our young child.
Willie Yeo via Trusted Interior Singapore

Livspace was highly recommended and we were pleased. It was the first time we have used a design professional and I would highly recommend leveraging the skills and experience of Livspace.
Andy Clark via Trusted Interior Singapore

I recently dealt with Livspace for the renovation of my apartment. Their suggestions were non-intrusive but useful and my designer was able to understand my taste, budget and requirements and plan accordingly.
David McGoldrick via Trusted Interior Singapore

2.  Jaystone Renovation Contractor

Jaystone Renovation Contractor's Homepage

BEST FOR Affordable services
SERVICES Home renovation, kitchen renovation, carpentry, floor tiling, waterproofing, doors, and painting
ADDRESS 1090 Lower Delta Road #03, 07N, Singapore 169201
CONTACT DETAILS +65 6653 6215
OPERATING HOURS Monday – Friday, 10:00 AM – 6:00 PM

As one of the most in-demand contractors in Singapore, Jaystone Renovation Contractor provides designer quality services at an affordable price. It’s proven capable of delivering high-quality home renovation and contracting work for all types of residential spaces on the island.

Hiring the services of Jaystone Renovation Contractor comes with the option to avail of its home loan package, so if you’re going to need extra money to pay for everything, we recommend going for their renovation and home loan package!

Jaystone Renovation Contractor also ended up on our list of the best renovation contractors with in-house loans in Singapore because of its team of professional and experienced designers and carpenters.


  • Low interest rates
  • Reasonable service rates
  • Experienced designers

Customer Reviews

Take a look at what customers have to say about its services: 

“Responsible and reliable company. At 1st their workers work without using a leveling tool, 2nd day only can see the wall tile some not in even. WhatsApp the issue to them, they are able to come and rectify. Just need to monitor their workers to make sure the quality.”

“This company is awesome! I guarantee you. You will never have to worry about what is going on with your house. Never had a moment to worry regarding trust and confidence. They were warm, professional,  hardworking and very positive about how they could renovate and upgrade for a strong sale price.”


3.  3D Innovations Design

3D Innovations Design's Homepage

BEST FOR Renovation package and promos
SERVICES Home renovation
ADDRESS 22 Sin Ming Ln, #01-84 Midview City, Singapore 573969
CONTACT DETAILS +65 6834 4333
OPERATING HOURS Monday – Friday, 10:00 AM – 7:00 PM

3D Innovations Design is a renovation contractor that specialises in residential projects and private developments. It’s been around since 1982, making it one of the oldest renovation contractors on the island.

For those looking to reduce their renovation expenses, we highly recommend checking out their services. Its team promises to be transparent with the total cost of the renovation, with no middle-man or hidden charges.

On top of that, 3D Innovations Design provides renovation and home loans with attractive interest rates and flexible payment terms. Both of these are included in their renovation packages!

Another reason we call it one of the best renovation contractors with in-house loans in Singapore is that it has huge promos and discounts offered to all customers, even if they’re first-time clients.


  • Promos and discounts
  • In-house carpenters, designers, and contractors
  • Transparent pricing

Customer Reviews 

Here are some reviews posted on Google Reviews:

“I chose Keith after meeting with him at his office, which assured me of their proven experiences and professional consulting and design services. He has a very customer oriented mindset and shown willingness to resolve all issues as a priority. He was always reachable and responsive to me whenever there was any issue on renovation works. Communication between me and him was very clear and the work arrangement, coordination was streamlined.”

“We read some good reviews so decided to make a trip down. At the meeting, we found Keith to be a very down-to-earth and practical designer yet doesn’t compromise on creativity. He’s upfront on what should or shouldn’t be done to preserve the integrity of design and quality which was exactly what we wanted. So we signed on with him immediately. Eventually everything turned out very well and now we are indulging in a beautiful home everyday.”


4.  Home Reno

Home Reno's Homepage

BEST FOR Home improvement package
SERVICES Home renovation, condo renovation, HDB renovation, and landed house renovation
ADDRESS 116 Lor 2 Toa Payoh, #01-150, Singapore 310116
CONTACT DETAILS +65 8189 0866
OPERATING HOURS Monday – Friday, 11:00 AM – 8:00 PM

Home Reno is a trusted renovation contractor that offers services for condominiums, apartments, landed houses, and even HDB properties. It’s known for its competitive service rates that come with no hidden charges or third party costs.

On top of that, Home Reno believes that homeowners don’t need to shell out a huge sum of money right away to have their home fixed or renovated. This is why it’s expanded its services to provide affordable home loans to its clientele.

Since it’s been around the industry for more than 10 years now with a still-growing number of employees, we’re confident in saying that it deserves a spot in our list of the best renovation contractors with in-house loans in Singapore.


  • 10 years of experience
  • Home loan packages
  • Affordable interest rates

5.  Stylemyspace

Stylemyspace's Homepage

BEST FOR Experienced designers
SERVICES Home renovation and interior design services
ADDRESS 2 Pereira Rd, #02-02A, Singapore 368024
CONTACT DETAILS +65 9452 1648
OPERATING HOURS Monday – Friday, 11:00 AM – 8:00 PM

Stylemyspace is an interior design firm that services both residential and commercial spaces in Singapore. It’s composed of a large team of creative designers and competent contractors who will make sure that the vision of their clients comes to life through their home.

One reason we call it one of the top renovation and design contractors on the island is the fact that its rates remain cheap and accessible despite it being one of most in-demand design firms in Singapore.

It believes that everyone from all walks of life should have access to quality and reliable renovation services… because our homes are the only thing that we can be proud of at the end of the day.


  • Competitive interest rates
  • Professional designers

6.  Eight Design

Eight Design's Homepage

BEST FOR Residential and commercial services
SERVICES Renovation and design services
ADDRESS 140 Paya Lebar Rd, #01-04 [email protected] Lebar, Singapore 409015
CONTACT DETAILS +65 6266 8880
OPERATING HOURS Monday – Friday, 10:00 AM – 6:00 PM

With more than 15 years of experience, Eight Design has grown to become one of the most famous names in the renovation and design industry in Singapore. It provides both services to residential and commercial spaces on the island.

It’s made up of a huge team of designers, carpenters, and contractors, all of whom have years of practice under their belts.

Eight Design also offers a few home loan packages to help clients slowly pay for their renovation expenses, with affordable interest rates and flexible payment terms.


  • 15 years of experience
  • Experienced renovation team

And that’s it for our list of the best renovation contractors with in-house loans in Singapore. Have you already decided which one to hire? Tell us all about it!

For more options, we recommend checking out our list of the best renovation contractors in Singapore. Our list features renovation companies trusted by both homeowners and business owners on the island.