5 Best Health Insurance in Singapore with Great Plans for 2021

Paying hospital bills with no financial support can drain all your savings and resources. If you don’t want this to happen, then you’d better protect yourself with the best health insurance in Singapore.

Health insurance in Singapore can save us from spending on regular doctor appointments, laboratory tests, and even dental check ups. It can be a big help when you’re trying to keep up your health without breaking the bank.

If you don’t know where to find the best health insurance in Singapore, don’t worry — we’re here to help you out with our list of the best health insurance in Singapore.

Check them out below to know which health insurance in sg can best accommodate your health history.

1. Allianz Care

Allianz Care made it high in this list because of their full range of health and life insurance needs. They can be your single provider for all insurance related services whether you’re looking for health, life & disability, critical illness, emergency cover, and travel security service. 

We noticed that they primarily focus on their international health insurance. It is designed for people who spend long periods overseas and works just like a regular healthcare plan but with the additional benefit of  diagnosis and post-treatment care. 

Their services are specially suited for students, professionals, and for families that live overseas. 

Aside from the benefits stated above, they also have digital and in-person support available around the clock for their convenient complementary benefits including a health and wellbeing tool, 24/7 helpline, and monthly live webinars. 

With everything they have to offer, we genuinely believe that Allianz Care is one of the best companies to partner with if you’re looking for a one-stop shop for all your health and life insurance needs. 

Highlights

• World’s #1 insurance brand by Best Global Brands Ranking 2021
• 24/7 multilingual Helpline and Emergency Assistance 
• Affordable rates

2.  Manulife Health Insurance

If you want the best health insurance in Singapore that covers all types of health-related scenarios, then look no further than Manulife’s Health Insurance. It includes support for pregnant women, children, accidents, and more importantly, hospital bills.

We can say that it offers the best medical insurance for your family in Singapore because it doesn’t only cover one person but the entire family as well.

It also includes benefits post-accident and post-pregnancy hospitalization insurance in Singapore to ensure that you’re taken care of after going through a difficult situation.

Above all, Manulife health insurance packages include hospitalisation in both public and private hospitals. You never have to worry about paying your bills when you’re backed by one of the best health insurance in Singapore.

Highlights

• Private and public hospitalisation
• Critical illness protection
• Includes age-related illnesses
• Mental wellness coverage

3.  AIA Medical Insurance

AIA Insurance knows how expensive it is to keep track of your health history by frequently visiting your physicians. That’s why it offers comprehensive and affordable private health insurance in Singapore that covers all the important things related to your well-being.

Since everyone’s health status is different, AIA offers a handful of health insurance packages that target a wide variety of needs. Most of these are maternity benefits, hospitalisation coverage, dental care, mental health benefits, and even surgical coverage.

Above all, your wallet won’t suffer with any of their health insurance plans. For some packages, you only need to pay S$0.90 to ensure that your hospital bills in the future will be covered. Hands down this is one of the best hospitalization insurance in Singapore that we’ve come across. 

It’s easy to be protected by the best health insurance in Singapore now thanks to AXA’s health insurance.

Highlights

• Special illness support
• Maternity support
• Protection for baby right from birth

Customer Reviews

As one of the companies that offer the best health insurance in Singapore, AIA has collected a lot of satisfied customers.

If you ask some of its clients, you’ll often hear how convenient and easy it is to apply for their health insurance. On top of this, AIA also has the most competent and friendly financial advisers in Singapore.

Of course, all customers want excellent and dependable customer service, and AIA caters to them by hiring the best customer service representatives in the country. In case you have queries, just call their hotline and a representative will be more than willing to answer your concerns.

4.  AXA Health Insurance

 AXA is considered one of the providers of best medical insurance in Singapore, specialising in health and life insurance. If you want a health insurance package that includes a lot of useful benefits, then make sure to sign up for AXA’s health insurance.

Among the key features of their health plans are high annual coverage limits, doctor visit coverage, vaccination coverage, dental care, optical care, and a whole lot more. That’s why we think it offers the best health insurance in Singapore.

Above all, AXA also prioritises the health and welfare of your family. You may choose to include your wife or husband, children, and newborn child in your package, which protects their future in case something happens to you. It’s because of this that made us consider them to be one of the best options for family health insurance in Singapore.

It also includes coverage to hospitals overseas in case a doctor advises you to seek help from doctors based in other countries.

Highlights

• International hospital coverage
• Family coverage
• Maternity benefits

5.  Now Health International

 If you’re a foreigner working in Singapore or an international student on scholarship, you may be extra-anxious about getting sick in a foreign land.

But with the help of Now Health International, you no longer have to worry about your health while living in a foreign country.

It seeks to cover expats working outside their country, students who are pursuing tertiary education abroad, and families who want to immigrate in Singapore.

It also has an easy and hassle-free application and claims process, that’s why it’s one of the best health insurance in SIngapore.

What’s more, it has a wide reach across different hospitals and health care facilities all around the world. If you avail of its health insurance, you obtain access to over a million health facilities and doctors worldwide.

Highlights

• International coverage
• Extensive network
• 24/7 multilingual customer support

Customer Reviews

Here are some reviews by expats in Singapore who have availed of Now Health International:

“Now Health has been excellent since the beginning, with clear communication channels and supportive staff. They offered coverage for my partner even with a pre-existing condition (albeit at a higher premium), when many other insurance companies would not even consider us. They have a modern web interface, with easy claim submission and clinic locators. I also have been able to contact a member at the company at any point during the night/day – which is a big plus. I would thoroughly recommend them to anyone seeking international health insurance.” 

“I’m really happy with my insurance policy from Now Health. I’d been searching for a global health plan for a while, as I travel regularly. But most policies seemed to have a million different benefits that I wouldn’t use. I basically just wanted an emergency cover. I stumbled across the WorldCare Essential plan and it is exactly what I’d been looking for”

6.  Pacific Prime Health Insurance

Pacific Prime Singapore is considered the world’s leading international health insurance providers, offering benefits and coverage that other insurance companies can’t get their hands on.

It’s proud to say that it’s fully registered and fully compliant with the requirements of national insurance standards.

What makes it one of the best health insurance in Singapore is its inpatient and outpatient coverage. Customers have the liberty to choose which benefits to include to make sure that their needs are fully accommodated.

In addition, if you’re an expat in Singapore, you may apply for Pacific Prime’s health insurance packages no matter the status of your visa. 

Highlights

• Personalised coverage
• Easy application
• Added benefits for expats

Customer Reviews

If you’re still not convinced by how great Pacific Prime Singapore is, then take a look at these reviews:

“Trying to navigate the system in a new country is always difficult … and health insurance can be one of the trickiest items to work out. How much is enough?? My experience with Pacific Prime, and Elke Leibrand in particular, was excellent. Elke listened to my concerns and then presented me with a number of options to suit my requirements. She was patient and helpful and her follow up has been exceptional.”

“Having relocated to Singapore, my family and I were in desperate need of guidance in finding the best insurance for our family. We were grateful to have found Pacific Prime, in particular Michael Blankson. Michael made our experience that much easier – he is very professional, efficient and friendly. Well recommended!”

Searching for the right health insurance isn’t easy, but we’re hoping our list was able to provide you an idea of which ones are worth considering. We promise that you won’t be disappointed with any option on our list.

Do you know an insurance company that offers the best health insurance in Singapore? If you do, tell us its name and what makes it a great insurance provider.

By the way, if you’re also already planning for your life after retirement, then you should check out our list of the best life insurance in Singapore. Stop worrying about what the future holds by relying on these life insurance providers!