The 5 Best Corporate Credit Cards in Singapore
If you’re looking for the best corporate credit cards in Singapore that can cover employees expenses such as hotels, plane tickets, and credits, then you’ve come to the right place!
Today, we’re doing a rundown of the best corporate credit cards in Singapore that every business should get their hands on. Most of our picks even offer perks like access to airport lounge and frequent flyer miles.
Anyway, check out our list and read until the end to know which one’s the perfect credit card for your company!
1. Volopay

BEST FOR | Startups, SME’s, & Large Enterprises |
PERKS | Physical and virtual Visa corporate cards
Flat 2% cashback on FX Card spends (No cap) Credit line up to $500k with extremely fast credit scoring process within 48 hours Money transfers with best rates Expense management software with budgeting and approval flows Real-time spend visibility Integration with almost every accounting software |
PAYMENT NETWORK | VISA |
ANNUAL FEE | No annual fees |
ELIGIBILITY | Nil |
WEBSITE | https://www.volopay.co/ |
WELCOME OFFER | Get Apple AirPods once you onboard onto Volopay and reach $3k spend mark |
The single corporate card that does it all. Volopay corporate cards are undoubtedly the smartest cards in the arena, built for the needs of businesses. From expense management, customizable spending rules, approval flows, credit lines to accounting automation, it does it all.
Moreover, unlike other market players, Volopay is the only expense management software to offer both physical and virtual cards for your teams.
It’s the perfect one-stop solution for every business out there who wants to streamline their business expenses plus save considerably at the end of each day.
Volopay offers flexible credit lines of up to 500K on the cards and the credit scoring process takes little to no time. Best of all, your entire card spending qualifies for cashback. Fx transactions receive 2% cashback, so does your online hosting, subscription, and overseas spending all effectively receive a 2% discount each month.
At the end of its operation cycle, it helps you to close your books faster, as all your business expenses sit directly into the accounting software you use daily.
All the features come with an extra layer of security, as you might not need all those plastic cards for your expenses, just create virtual cards on the go, set custom budgets, and you’re all set!
With Volopay, you get your personal account manager as soon as you onboard, who is always there with you, from setting up your accounts, to answering any of your queries, support is 24*7 available.
Highlights
- Cashback of 2% on Fx transactions (On all merchants – No Limitation)
- No annual fees or minimum spend
- Credit up to $500K
- Unlimited virtual cards
- Expense management software
- Lowest FX rates
- Budgeting & approval process (Maker-checker)
- Real-time spend tracking
- Accounting automation (Xero, Quickbooks, Netsuite, and custom integrations)
- Partner benefits up to 35k
- Employee reimbursement tool included
Customer Reviews
Here’s what some people have to say about them:
“We use virtual cards to manage all our marketing and SaaS spends. We now have better visibility and control, while earning 2% cashback.” — Mitul Doshi, President Finance & ops – Invideo
2. Citi PremierMiles Card

BEST FOR | Cashback bonuses |
PERKS | Travel insurance coverage, single payment solution, cashback, and corporate insurance |
PAYMENT NETWORK | Mastercard |
ANNUAL FEE | S$192.60 |
ELIGIBILITY | Min. income S$30,000 (Singaporean/PR) or S$42,000 (Foreigner) a year |
WEBSITE | https://www.citibank.com.sg/ |
For small and medium-sized companies with employees who need to go on frequent business travel, the Citi Corporate Card might be the perfect corporate card to consolidate all your expenses. It rewards companies with an annual 0.3% cashback of all the transactions incurred.
Its single payment solution is ideal for businesses looking to streamline all expenses and be compensated for all the plane tickets, meals, and hotel accommodations when the date of payment comes.
Through its single payment method, tracking all the expenses of the previous year becomes a lot easier, as every transaction is listed in one statement.
What’s more, the Citi Corporate Card comes with generous travel insurance coverage in case something unexpected happens while employees are on a business trip. This is why we call it one of the best corporate credit cards in Singapore.
- Simple single payment solution.
- Complimentary travel and corporate liability waiver insurance.
- Globally recognised and accepted.
3. DBS World Business Card

BEST FOR | Airport priority pass |
PERKS | Travel insurance coverage, cash rebate, airport lounge access, and employee misuse coverage |
PAYMENT NETWORK | Visa or Mastercard |
ANNUAL FEE | S$406.60 |
ELIGIBILITY | >S$80,000 per annum |
WEBSITE | https://www.dbs.com.sg/ |
The benefits that business owners and employees can get from DBS World Business Card seem endless, from cash rebates down to airport priority passes. It surely is one of the best corporate credit cards in Singapore just for these features alone.
Other perks that come with the DBS World Business Card are fuel discounts, dining discounts, travel insurance, air miles, and even shopping vouchers. It also rewards users with a 2% cashback on overseas spending, regardless if for business or not.
DBS World Business Card is also known for its wide travel insurance coverage that can go all the way up to S$1 million. Some of the items covered are flight delays, accidents, hospitalisation, and long luggage.
Business owners need not worry about unnecessary expenses because they can monitor it 24 hours a day. It’s also one of the few corporate credit cards that come with employee misuse coverage.
- Cash rebates
- Employee misuse coverage
- Travel insurance
- Airport priority passes
4. UOB Platinum Business Card

BEST FOR | Complimentary travel insurance |
PERKS | Travel insurance coverage, cash rebates, improved cash flows and no annual fees |
PAYMENT NETWORK | Visa or Mastercard |
ANNUAL FEE | S$180 |
ELIGIBILITY | Check their website for requirements and eligibility |
WEBSITE | https://www.uob.com.sg |
The UOB Platinum Business Card is one of the best corporate credit cards in Singapore that can give companies more flexibility when it comes to their expenses.
Each card comes with the privilege of gaining access to preferential rates and exclusive discounts that will make spending less stressful! Every transaction with the UOB Platinum Business Card entitles the user to a .30% cash rebate!
On top of that, UOB Platinum Business Card is among the few corporate credit cards that allow extended payment terms of up to 51 days.
Users can also enjoy a complimentary travel insurance protection of up to S$1 million. Some of the inconveniences covered by the insurance are flight delays, baggage delays, baggage loss, and even missed flight connections.
- No annual fees
- Cash rebates
- Travel insurance coverage
5. Maybank Business Platinum Card

BEST FOR | 2-year annual fee waiver |
PERKS | Travel insurance coverage, cash rebates, improved cash flows and no annual fees |
PAYMENT NETWORK | Mastercard |
ANNUAL FEE | S$180 |
ELIGIBILITY | Check their website for requirements and eligibility. |
WEBSITE | https://www.maybank2u.com.sg/ |
Every credit card owner knows how much of a nuisance annual fees are. What if we tell you that the Maybank Business Platinum Card can waive the annual fee for the first 2 years?
As one of the best corporate credit cards in Singapore, the Maybank Business Platinum Card provides users with seemingly endless perks and benefits, from concierge services to worldwide withdrawal services.
Other perks that can be enjoyed by business owners and employees are travel insurance, cash credits, mall vouchers, and air miles from KrisFlyer and Asia!
More than that, tracking and settling payments for annual expenses will no longer turn the heads of company accountants upside down because the Maybank Business Platinum Card allows consolidated statements.
- Complimentary travel insurance
- Complimentary air miles
- Mall vouchers
- Cash credits
And that’s it for our list of the best corporate credit cards in Singapore. Have you already picked one that matches your business’s needs? Tell us all about it!
Anyway, if you’re searching for another credit card for travel purposes, we recommend checking out our list of the best miles cards in Singapore. Our list features credit cards that will make your overseas travels a lot more memorable!