The 5 Best Corporate Credit Cards in Singapore

The 5 Best Corporate Credit Cards in Singapore

By: Colin Ng

If you’re looking for the best corporate credit cards in Singapore that can cover employees expenses such as hotels, plane tickets, and credits, then you’ve come to the right place!

Today, we’re doing a rundown of the best corporate credit cards in Singapore that every business should get their hands on. Most of our picks even offer perks like access to airport lounge and frequent flyer miles.

Anyway, check out our list and read until the end to know which one’s the perfect credit card for your company!

1.  Aspire Corporate Card

Aspire Corporate Card

BEST FOR  Small business owners
PERKS 1% cashback, lowest FX rates, advanced fraud protection, reliable customer service
PAYMENT NETWORK Visa
ANNUAL FEE No annual fees
ELIGIBILITY Click here for list of qualified merchants
WEBSITE https://sg.aspireapp.com/

If there’s one corporate credit card that we couldn’t recommend enough to small, emerging businesses, it’d have to be the Aspire Corporate Credit Card. It can be used in over 40+ currencies, with low exchange rates and upfront transparent fees.

In terms of perks, the Aspire Corporate Credit Card comes with everything that a small business might need. Some of these perks are no annual fees, 1% cashback on purchases, and advanced protection against fraud and scammers.

One of the top reasons we consider it one of the best corporate credit cards in Singapore is the fact that it’s a virtual credit card. It removes everyone’s worry of having their card stolen and used by other people.

It may be virtual, but your company’s funds will be safeguarded in a trust account guaranteed by the Singapore Deposit Insurance Scheme.

Aspire is known for its dependable customer services as well, making sure that the concerns of every business owner are addressed as soon as possible. It’s indeed one of the best corporate credit cards in Singapore available today.

Highlights

  • Virtual credit card
  • Funds are safeguarded in a trust
  • Fast application process
  • Low exchange rates

Customer Reviews

Here’s what a business owner who signed up for the Aspire Corporate Credit Card has to say about it:

“Who knew that managing business finances could be fun. We’ve saved a significant amount on foreign transfers and earned cashback on our marketing spend – all synced with Xero to boot!”

 

2.  Citi Corporate Card

Citi Corporate Card

BEST FOR  Cashback bonuses
PERKS Travel insurance coverage, single payment solution, cashback, and corporate insurance
PAYMENT NETWORK Visa or Mastercard
ANNUAL FEE S$150
ELIGIBILITY Minimum net worth of S$50,000
WEBSITE https://www.citibank.com.sg/

For small and medium-sized companies with employees who need to go on frequent business travel, the Citi Corporate Card might be the perfect corporate card to consolidate all your expenses. It rewards companies with an annual 3% cashback of all the transactions incurred.

Its single payment solution is ideal for businesses looking to streamline all expenses and be compensated for all the plane tickets, meals, and hotel accommodations when the date of payment comes.

Through its single payment method, tracking all the expenses of the previous year becomes a lot easier, as every transaction is listed in one statement.

What’s more, the Citi Corporate Card comes with generous travel insurance coverage in case something unexpected happens while employees are on a business trip. This is why we call it one of the best corporate credit cards in Singapore.

Highlights

  • Easier tracking of expenses
  • Travel insurance

 

3.  DBS World Business Card

DBS World Business Card

BEST FOR  Airport priority pass
PERKS Travel insurance coverage, cash rebate, airport lounge access, and employee misuse coverage
PAYMENT NETWORK Visa or Mastercard
ANNUAL FEE S$406.60
ELIGIBILITY >S$80,000 per annum
WEBSITE https://www.dbs.com.sg/

The benefits that business owners and employees can get from DBS World Business Card seem endless, from cash rebates down to airport priority passes. It surely is one of the best corporate credit cards in Singapore just for these features alone.

Other perks that come with the DBS World Business Card are fuel discounts, dining discounts, travel insurance, air miles, and even shopping vouchers. It also rewards users with a 2% cashback on overseas spending, regardless if for business or not.

DBS World Business Card is also known for its wide travel insurance coverage that can go all the way up to S$1 million. Some of the items covered are flight delays, accidents, hospitalisation, and long luggage.

Business owners need not worry about unnecessary expenses because they can monitor it 24 hours a day. It’s also one of the few corporate credit cards that come with employee misuse coverage.

Highlights

  • Cash rebates
  • Employee misuse coverage
  • Travel insurance
  • Airport priority passes

 

4.  UOB Platinum Business Card

UOB Platinum Business Card

BEST FOR  Complimentary travel insurance
PERKS Travel insurance coverage, cash rebates, improved cash flows and no annual fees
PAYMENT NETWORK Visa or Mastercard
ANNUAL FEE S$180
ELIGIBILITY Check their website for requirements and eligibility
WEBSITE https://www.uob.com.sg

The UOB Platinum Business Card is one of the best corporate credit cards in Singapore that can give companies more flexibility when it comes to their expenses.

Each card comes with the privilege of gaining access to preferential rates and exclusive discounts that will make spending less stressful! Every transaction with the UOB Platinum Business Card entitles the user to a .30% cash rebate!

On top of that, UOB Platinum Business Card is among the few corporate credit cards that allow extended payment terms of up to 51 days.

Users can also enjoy a complimentary travel insurance protection of up to S$1 million. Some of the inconveniences covered by the insurance are flight delays, baggage delays, baggage loss, and even missed flight connections.

Highlights

  • No annual fees
  • Cash rebates
  • Travel insurance coverage

 

5.  Maybank Business Platinum Card

Maybank Business Platinum Card

BEST FOR  2-year annual fee waiver
PERKS Travel insurance coverage, cash rebates, improved cash flows and no annual fees
PAYMENT NETWORK Mastercard
ANNUAL FEE S$180
ELIGIBILITY Check their website for requirements and eligibility.
WEBSITE https://www.maybank2u.com.sg/

Every credit card owner knows how much of a nuisance annual fees are. What if we tell you that the Maybank Business Platinum Card can waive the annual fee for the first 2 years?

As one of the best corporate credit cards in Singapore, the Maybank Business Platinum Card provides users with seemingly endless perks and benefits, from concierge services to worldwide withdrawal services.

Other perks that can be enjoyed by business owners and employees are travel insurance, cash credits, mall vouchers, and air miles from KrisFlyer and Asia!

More than that, tracking and settling payments for annual expenses will no longer turn the heads of company accountants upside down because the Maybank Business Platinum Card allows consolidated statements.

Highlights

  • Complimentary travel insurance
  • Complimentary air miles
  • Mall vouchers
  • Cash credits

 

And that’s it for our list of the best corporate credit cards in Singapore. Have you already picked one that matches your business’s needs? Tell us all about it!

Anyway, if you’re searching for another credit card for travel purposes, we recommend checking out our list of the best miles cards in Singapore. Our list features credit cards that will make your overseas travels a lot more memorable!