By Ryan Lim
If you work full time and have no time to look after your own home, it’s ideal to just get yourself a maid. With the best maid insurance in Singapore, you also get to protect yourself against expenses that come with hiring a new help around the house.
Besides dodging unnecessary expenses, having the best maid insurance in Singapore will make sure that our dependable helpers will be taken care of in case something happens. As long as you’re protected by maid insurance, your helper will always be in good hands.
If you don’t know which insurance companies offer the best maid insurance in Singapore, then don’t worry. We’re listing down the ones proven to be dependable in times of need.
1. FWD Maid Insurance
|BEST FOR||Security bond and medical expenses|
|SERVICES||Maid Insurance, Travel Insurance, Car Insurance, Home Insurance, Health Insurance, Endowment, and Personal Insurance|
|ADDRESS||6 Temasek Blvd, #18-01 Suntec Tower Four, Singapore 038986|
|CONTACT DETAILS||+65 6820 8888|
|OPERATING HOURS||Monday – Friday, 9:00 AM – 6:00 PM|
If you want maid insurance that includes all the necessary benefits, then look no further than FWD’s Maid Insurance. Some of the things that make it great maid insurance are the accident coverage and medical benefits that your domestic helper will be entitled to.
Moreover, it also includes a security bond that goes up to S$5,000, and FWD will be the one to pay it directly to the Ministry of Manpower. And that’s just one reason that makes it the best maid insurance in Singapore.
Above all, your maid will also receive health benefits that cover pre-existing conditions for no additional cost. Imagine how much money you can save if you have maid insurance as good as this!
In case you need to replace your helper, you will also receive a 100% refund on cancellation as long as you cancel your policy within the first 3 months.
- Security bond
- Refund on cancellation
- Includes medical benefits
Here are some reviews left by customers who have availed of FWD Maid Insurance:
“Hands down the best insurance company in Singapore. Not only are my claims processed through the mobile app, they pay promptly for claims through paynow and they do not require people to fill up paper forms, affix a stamp and send it in only to receive silence. Truly an awesome company run by people who actually care about consumers. All my travel insurance moving forward would be with FWD only. The rest are just so far behind. Thanks FWD!”
“FWD has such a wide range of policies. Have been using their online application and it’s so fast and convenient. Their relationship managers are also very prompt and responsive. No regrets. Travel, drive and live rest assured that they got you covered. Thank you, FWD TEAM, you are awesome”
2. Etiqa Maid Insurance
|BEST FOR||Enhanced coverage and benefits|
|SERVICES||Maid Insurance, Car Insurance, Travel Insurance, Life Insurance, Retirement Insurance, and Accident Insurance|
|CONTACT DETAILS||+65 6887 8777|
|OPERATING HOURS||Monday – Friday, 8:00 AM – 5:00 PM|
Etiqa Maid Insurance offers some of the most comprehensive policies. They include important coverage such as medical benefits, personal accident protection, and repatriation expenses.
It’s the ideal maid insurance plan to get if you want to give your maid the best benefits without spending a lot of money.
In case your domestic helper gets hospitalised, you don’t have to worry about paying anything because hospitalisation bills are also included. This feature is why we consider it one of the options for the best maid insurance in Singapore.
In addition, it also includes wage compensation, termination and re-hiring expenses, and medical reimbursement. You will also be compensated in the event your maid steals something extremely valuable from you.
- Medical coverage
- Repatriation benefits
- Hospitalisation coverage
- Medical reimbursement
3. MSIG MaidPlus
|BEST FOR||Easy application|
|SERVICES||Maid Insurance, Travel Insurance, Motor Insurance, Home Insurance, Health Insurance, and Personal Accident Insurance|
|ADDRESS||4 Shenton Way, SGX Centre, Singapore 068807|
|CONTACT DETAILS||+65 6827 7602|
|OPERATING HOURS||Monday – Friday, 8:45 AM – 5:30 PM|
As one of the leading insurance companies in Singapore, MSIG is more known for its life plans and travel benefits, but we believe that its main insurance is also worthy of everyone’s attention.
Among its key inclusions are personal accident coverage, hospital coverage, and alternative domestic help benefits.
We consider it one of the best maid insurance in Singapore because it ensures that your maid is still compensated even if she’s hospitalised, as long as it’s only for 30 days.
In addition, MaidPlus will issue a S$5,000 security bond to the Ministry of Manpower on your behalf.
If you want basic maid insurance that still comes packed with important benefits, then you’d better avail yourself of MSIG’s MaidPlus to provide a better future for you domestic helper.
- Personal accident coverage
- Hospitalisation coverage
- Insurance guaranteed bond
4. Income Domestic Helper Insurance
|BEST FOR||Affordable policies|
|SERVICES||Maid Insurance, Motor Insurance, Home Insurance, Travel Insurance, and Golfer’s Insurance|
|ADDRESS||3 Gateway Dr, #02-40B Westgate, Singapore 608532|
|CONTACT DETAILS||+65 6788 1777|
|OPERATING HOURS||Monday – Friday, 10:30 AM – 7:00 PM|
Our maids are a great source of help in our lives, and it’s only proper that we give back to them by gifting them with the best maid insurance in Singapore… like Income’s Domestic Helper Insurance.
It includes all the necessary coverage such as accident coverage, hospitalisation coverage, and even performance bonds.
If you want your trusted maid to receive more benefits, then you may choose to enhance her coverage. Some of these enhanced benefits can be higher medical coverage and higher wage compensation for each day that your maid is hospitalised.
- Wage compensation
- Personal accident coverage
- Performance bond
- Enhanced benefits and coverage
5. AXA SmartHelper Helper Insurance
|BEST FOR||Personal insurance|
|SERVICES||Maid Insurance, Travel Insurance, Car Insurance, Helper Insurance, and Personal Accident|
|ADDRESS||8 Shenton Way, #24-01 AXA Tower, Singapore 068811|
|CONTACT DETAILS||+65 6880 4888|
|OPERATING HOURS||Monday – Friday, 9:00 AM – 5:30 PM|
When talking about dependable maid insurance in Singapore, it’s hard not to think about AXA’s SmartHelper Helper Insurance. It aims to protect employers and their domestic helpers beyond the powers of the Ministry of Manpower.
Among its key inclusions are hospitalisation benefits, personal liability coverage, critical illness protection, and even repatriation coverage.
One of the best things about this maid insurance is that your maid is covered 24/7 anywhere in the world, except when she’s on leave.
You may also choose to enhance your maid’s coverage by including psychiatric care, dental care, and many more. Any of these enhancements will ensure that your trusted maid is taken care of all the time.
- 24/7 protection
- Repatriation coverage
- Wage reimbursement
- Psychiatric care and dental care
6. Maid Insurance & Work Permit Renewal Singapore
|BEST FOR||Domestic Helper Insurance|
|SERVICES||Renewal of Work Permit, Domestic Helper Insurance Singapore, and Cancellation of Work Permit|
|ADDRESS||133 Jurong Gateway Road
|CONTACT DETAILS||+65 818 33333 | [email protected]|
|OPERATING HOURS||Open 24 hours|
Maid Insurance & Work is one of the best choices for maid insurance plans. For years, the company has provided countless clients in Singapore with flexible insurances for domestic helpers, ensuring sufficient accreditation you can rely on without second thought.
One of their best insurance agents, Ms. Elli, is prompt and professional when it comes to answering questions, inquiries, and of course, doing her work. She’s the one clients trust the most in making sure that the insurance of their maids are at the best they can get.
Insurances with Maid Insurance & Work Permit Renewal Singapore, along with Ms. Elli, will arrange the best medical insurance and accident covers for your maid, at the best price and at flexible conditions, so you won’t have to worry about anything if a mishap happens.
- Excellent Service
- Speedy follow up and reply
- Highly professional agents
“Great and professional service by Elli! We purchase helper insurance package and got the WP renewal service done for free. Speedy and prompt response by Elli in answering all our questions and issues. Strongly recommended.”
“Elli is very helpful and responsive. When I raised questions out of the normal scope, she was quick enough to provide me a satisfactory answer by quoting by the relevant clauses. Lastly, she acted quick enough to submit the insurance at almost close to the end of working day so that the insurance can be reflected timely the next time day. Highly appreciate that.”
And that’s a wrap for our list of the best maid insurance in Singapore! Giving your maids dependable maid insurance is a great way of expressing gratitude for their constant hard work.
If you know more excellent choices for maid insurance in Singapore, then feel free to share with us what makes them a great option. We’ll see if they’re worthy of being included here.
By the way, besides caring for our maid’s welfare, we shouldn’t forget about our own future as well. If you want a more secure and stable future, then we suggest that you apply for the best life insurance in Singapore.