The 6 Best Maternity Insurance in Singapore

Best Maternity Insurance in Singapore

By Colin Ng

If you’re thinking of ways to expedite your expenses while pregnant and after giving birth, then we highly recommend getting your hands on the best maternity insurance in Singapore. Similar to health insurance, it covers essential benefits that every woman needs to support themselves throughout and after pregnancy.

If you’re clueless as to which company offers the best maternity insurance, then you’ve come to the right place. Today, we’re making a list of insurance providers known for their reliable maternity insurance.

With the help of the best maternity insurance, all you need to worry about is taking care of yourself so your baby will come out and grow up healthy.

1.  AIA’s Mum2Baby Choices

AIA’s Mum2Baby Choices' Homepage

BEST FOR  Lifelong Protection
SERVICES Maternity Insurance, Critical Illness Insurance, Accident Protection, Medical Insurance, Life Insurance, Savings, Investments, and Disability Income Protection
WEBSITE https://www.aia.com.sg/en/our-products/medical-protection/aia-mum2baby-choices.html
ADDRESS 1 Robinson Rd, AIA Tower, Singapore 048542
CONTACT DETAILS +65 1800 248 8000
OPERATING HOURS Monday – Friday, 8:45 AM – 5:30 PM

Mum2Baby Choices remains AIA’s most in-demand maternity insurance due to the extensive protection it gives to mothers and babies. It protects mothers and children as early as the 13th week of pregnancy and can extend up to a hundred years.

Mum2Baby Choice covers things like pregnancy complications, hospitalisation bills, medical negligence, congenital illnesses, and many more.

But we believe that the lifelong protection for children is the top feature of this insurance — which is why we’ve named it one of the best maternity insurance in Singapore.

Highlights

  • Lifelong protection
  • Hospitalisation coverage
  • Congenital disease coverage

 

2.  AXA’s Mum’s Advantage

AXA’s Mum’s Advantage's Homepage

BEST FOR  Investment and Medical Protection
SERVICES Maternity Insurance, Retirement Planning, Personal Accident Insurance, Travel Insurance, Car Insurance, and Helper Insurance
WEBSITE https://www.axa.com.sg/our-solutions/personal/health/mums-advantage
ADDRESS 8 Shenton Way, #24-01 AXA Tower, Singapore 068811
CONTACT DETAILS +65 6880 4888
OPERATING HOURS Monday – Friday, 9:00 AM – 5:30 PM

Considered one of the best maternity insurance in Singapore, AXA’s Mum’s Advantage offers not only medical protection but long-term investment as well. It’s an effective way of ensuring that your kid will have a bright and positive future.

What’s more, Mum’s Advantage also covers unexpected health expenses for the mother & child during and after pregnancy. Some of its benefits include hospitalisation and congenital disease protection.

It’s also extremely easy to sign up for Mum’ Advantage. As long as you meet the criteria, your application is as good as approved.

Highlights

  • Child’s piggy bank
  • Hospitalisation benefits
  • Protection as early as 16 weeks

 

3.  Manulife’s ReadyMummy

Manulife’s ReadyMummy's Homepage

BEST FOR  Mental Wellness
SERVICES Maternity Insurance, Retirement Planning, Critical Illness Insurance, Accident Insurance, and Medical & Hospitalisation
WEBSITE https://www.manulife.com.sg/en/solutions/health/maternity/ready-mummy.html
ADDRESS 8 #01-01A, Cross St, Manulife Tower, Singapore 048424
CONTACT DETAILS +65 6833 8188
OPERATING HOURS Monday – Friday, 9:00 AM – 6:00 PM

If you’re looking for maternity insurance that offers mental health protection, then Manulife’s ReadyMummy is the perfect option for you. It’s one of the few maternity plans that cover psychotherapy treatment for mental support during and after pregnancy since all mothers need it.

Another reason we consider it one of the best maternity insurance in Singapore is its wide and comprehensive coverage. Mothers no longer need to worry about hospital expenses and pregnancy complication expenses.

In case your kid develops a congenital disease, ReadyMummy will also ensure that they will be given extra care.

Above all, all expenses will be covered in the event that the mother and her baby don’t make it due to severe complications.

Highlights

  • Mental health coverage
  • Coverage as early as 13 weeks
  • Pregnancy complications covered
  • Congenital disease covered

 

4.  Great Eastern’s Flexi Maternity Cover

Great Eastern’s Flexi Maternity Cover's Homepage

BEST FOR  Affordable Premiums
SERVICES Maternity Insurance, Home Insurance, Maid Insurance, Retirement Plan, Life Insurance, and Health Insurance
WEBSITE greateasternlife.com/sg/en/personal-insurance/our-products/health-insurance/flexi-maternity-cover.html
ADDRESS 1, Pickering St, #01-01 Great Eastern Centre, Singapore 048659
CONTACT DETAILS +65 6248 2211
OPERATING HOURS Monday – Friday, 9:00 AM – 5:30 PM

If you want a short and affordable maternity insurance, then we highly recommend Great Eastern’s Flexi Maternity Cover. Despite being an affordable plan, it offers great benefits that are vital for every pregnant woman.

Some of these benefits include hospitalisation coverage, congenital disease coverage, pregnancy complications, and permanent disability.

Mothers and their babies are also protected as early as 13 weeks into pregnancy and 30 days after pregnancy. It’s the best maternity insurance in Singapore if you’re not willing to shell out money for long-term coverage.

Highlights

  • Affordable plan
  • Short-term coverage

 

5.  Income’s Maternity 360

Income’s Maternity 360's Homepage

BEST FOR  Easy Application
SERVICES Maternity Insurance, Home Insurance, Life Insurance, Car Insurance, and Travel Insurance
WEBSITE https://www.income.com.sg/life-insurance/maternity-360
ADDRESS 3 Gateway Dr, #02-40B Westgate, Singapore 608532
CONTACT DETAILS +65 6788 1777
OPERATING HOURS Monday – Friday, 10:30 AM – 7:00 PM

With Insurance’s Maternity 360, mothers will receive a 100% lump sum if their baby is diagnosed with any congenital diseases. More than this, they will also be free from the burden of hospital expenses if they have any pregnancy complications.

Babies who need to undergo psychotherapy treatment will also be protected and taken care of, so their mothers have nothing to worry about.

Above all, applying for Maternity 360 is convenient. No need to jump through hoops just to have your application approved.

Highlights

  • Congenital disease coverage
  • Hospitalisation coverage
  • Death coverage

 

6.  Pacific Prime Singapore

Pacific Prime Singapore's Homepage

BEST FOR  Wide range of insurance plans
SERVICES Individual Plans, Family Plans, Group Plans, Maternity Plans, Dental Insurance, Home Insurance, Jewellery Insurance, Pre-existing Insurance, Business Insurance, Car Insurance, Senior Insurance, General Insurance, Travel Insurance
WEBSITE https://www.pacificprime.sg/
ADDRESS Cross Street Exchange #14-05,
18 Cross Street,
Singapore, 048423
CONTACT DETAILS Tel: +65 6346 3781
Fax: +65 6722 8610
OPERATING HOURS Monday – Friday: 8am–7pm

When it comes to healthcare insurance, Pacific Prime Singapore is one of the best choices to consider. They know that each individual has distinct healthcare needs of their own, so they have a variety of flexible packages available for anyone.

Pacific Prime Singapore is partnered with various insurance providers that are considered the best in their field. With their help, you can not only find a maternity clinic that you can rely on, but also be able to have more affordable medical fees.

When selecting your insurance plan, you won’t need to worry about paying for something you don’t need– Pacific Prime Singapore offers plans that you can customise according to your lifestyle.

Highlights

  • Attentive and Helpful Communications Staff
  • Personalised Plans
  • 24-hour coverage

Customer Reviews

Read what some clients of Pacific Prime Singapore have to say about their top notch services:

“I hold Pacific Prime Insurance Brokers in the highest regard as far as customer service goes especially Jarett Mathew. You folks are top notch. Whether by phone or email, I get the information and answers I need in a prompt and courteous manner. Thanks again for the continued support in choosing an appropriate plan for my insurance needs.”

“Highly knowledgeable in his products. Bolster that with strong customer focus, empathy and a good listening ear to understand the unique needs of his customers is godsend. Jarett Mathew exhibits both and more! Contrary to my selected plan, he proposed a more superior one which meets my immediate needs (at no extra costs)! Responsive even during the weekend when I had enquiries. Truly an insurance professional made in Heaven!”

 

And with that, we end our list of the best maternity insurance in Singapore. Any of these insurance plans can help you and your baby get through the time period of pregnancy.

If you know of other maternity insurance plans in Singapore, share them with us and we’ll check if we can add them to our roster.

By the way, taking care of your health after pregnancy is of utmost importance, so we highly suggest signing up for the best health insurance in Singapore. These insurance plans will make sure that you will have nothing to worry about in case something happens to your health.

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